Services
What we offer
New Home Purchase
Helping you achieve your new home is something we pride ourselves on and one of the many services we offer. We understand that your needs are unique and we will work with you to find the best solution.
Options Such As
- Conforming loans: Fannie Mae, Freddie Mac (5% down minimum).
- Government-backed products: FHA, VA, USDA.
- Jumbo loans.
Down payment options tailored to your scenario: 3% down, piggyback HELOCs, down payment assistance (as low 0% down), gift funds, and more.
Access your equity
Have a great rate on your primary mortgage and want to keep it, but need access to your equity? No problem! We have solutions for you that are tailored to your needs.
Options Such As
- HELOCs for ongoing access to funds (Home Equity Line of Credit).
- Second mortgages with fixed-rate options.
- Typical uses: home updates, add a pool, debt consolidation.
- Can also be used for down payment on a second home or investment property.
Government backed loans
There are both reasons to as well as reasons not to use a government-backed mortgage program, and we know when these would make sense for you.
Options Such As
- Great for first-time homebuyers with low or no down payment.
- Can be better when your credit needs help.
- Already have one of these? We can look at a quick and easy streamline refinance for you.
- We will perform an in-depth analysis to make sure this is the right product for you.
Refinance
Yes, rates are generally higher than they have been for several years. But that doesn’t necessarily mean that you couldn’t benefit from a refinance.
Considerations Such As
- Has your credit score gone up?
- Do you have more equity than before?
- Do you need a lower payment?
- Are you ready for a shorter term?
- Switching from a professional mortgage?
- Ready to switch from your jumbo mortgage with built-in, lifetime mortgage insurance?
